Wilton, IA
Wilton wildfire risk explained
Out of every US place USFS scores, Wilton lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,617 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wilton at the 40th percentile, close to its 39th-percentile risk score.
Where Wilton's buildings actually sit
Only 4.4% of Wilton's 1,617 buildings carry Direct exposure and 0% carry Indirect; the remaining 95.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Wilton ranks
Compare Wilton's two percentiles: 54th within Iowa, only 39th nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Wilton ranks 19,251 for wildfire risk (1 is highest) and 8,705 by building count (1 is largest). Within Iowa alone, it ranks 470 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Wilton's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 95.6% of buildings rated Minimal exposure, Wilton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wilton's figures come from
Wilton's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wilton's dominant minimal exposure actually means, with real examples from across the dataset.