Wilson's Mills, NC
Wilson's Mills wildfire risk explained
USFS scores Wilson's Mills at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,424 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilson's Mills at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Wilson's Mills's 1,424 counted buildings, 89.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Wilson's Mills compares
Wilson's Mills's 47th national percentile looks worse in isolation than its 32nd ranking inside North Carolina does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Wilson's Mills ranks 16,647 for wildfire risk (1 is highest) and 9,513 by building count (1 is largest). Within North Carolina alone, it ranks 526 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Wilson's Mills's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 89.1% of Wilson's Mills in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,424 counted buildings into the percentiles shown above for Wilson's Mills. For more on what direct exposure implies beyond Wilson's Mills, see the exposure-zones guide.