Wilson, TX
Wilson wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wilson at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 322 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilson at the 44th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Wilson's buildings actually sit
Wilson rates 83.9% Minimal exposure against just 16.2% Direct and 0% Indirect — of 322 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Wilson against the rest of the country
Wilson's 48th national percentile looks worse in isolation than its 6th ranking inside Texas does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Wilson ranks 16,436 for wildfire risk (1 is highest) and 21,049 by building count (1 is largest). Within Texas alone, it ranks 1,698 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Wilson's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 83.9% of buildings rated Minimal exposure, Wilson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wilson's figures come from
Wilson's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wilson's dominant minimal exposure actually means, with real examples from across the dataset.