Wilson Creek, WA
Wilson Creek, WA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wilson Creek at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 237 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilson Creek at the 96th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wilson Creek's buildings actually sit
Most of Wilson Creek's buildings (77.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Wilson Creek ranks
Wilson Creek scores 96th nationally and 90th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wilson Creek ranks 1,246 for wildfire risk (1 is highest) and 23,580 by building count (1 is largest). Within Washington alone, it ranks 65 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Wilson Creek and the insurance market
At the 96th percentile nationally, Wilson Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Wilson Creek's 77.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wilson Creek's figures come from
The methodology guide shows exactly how USFS turned 237 counted buildings into the percentiles shown above for Wilson Creek. The exposure-zones guide covers what Wilson Creek's dominant indirect exposure actually means, with real examples from across the dataset.