Wilmont, MN
Wilmont wildfire risk explained
USFS scores Wilmont at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 270 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wilmont's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
Only 24.8% of Wilmont's 270 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Wilmont against the rest of the country
Wilmont scores 2nd nationally and 2nd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wilmont ranks 30,925 for wildfire risk (1 is highest) and 22,504 by building count (1 is largest). Within Minnesota alone, it ranks 898 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Wilmont
Wilmont's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 75.2% of Wilmont outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Wilmont's figures come from
The methodology guide shows exactly how USFS turned 270 counted buildings into the percentiles shown above for Wilmont. The exposure-zones guide covers what Wilmont's dominant minimal exposure actually means, with real examples from across the dataset.