Wilmington, MA
Wilmington, MA's wildfire risk, in USFS's own numbers
Wilmington sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 8,709 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilmington at the 23rd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Wilmington's building exposure, zone by zone
Most of Wilmington's buildings (79.9% of 8,709) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,709 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Wilmington against the rest of the country
Wilmington's 62nd-percentile standing inside Massachusetts outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Wilmington ranks 22,883 for wildfire risk (1 is highest) and 1,912 by building count (1 is largest). Within Massachusetts alone, it ranks 95 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Wilmington
At the 27th national percentile, Wilmington rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 79.9% of buildings rated Minimal exposure, Wilmington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Wilmington's 22,883-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Wilmington, see the exposure-zones guide.