Wilmer, TX
Wilmer wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wilmer at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,327 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wilmer's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Wilmer's buildings actually sit
Most of Wilmer's buildings (57.5% of 2,327) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Wilmer against the rest of the country
Wilmer ranks lower within Texas (26th percentile statewide) than its 68th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wilmer ranks 10,195 for wildfire risk (1 is highest) and 6,651 by building count (1 is largest). Within Texas alone, it ranks 1,336 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Wilmer carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 57.5% of Wilmer outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,327 counted buildings into the percentiles shown above for Wilmer. For more on what minimal exposure implies beyond Wilmer, see the exposure-zones guide.