Willsboro, NY
How exposed is Willsboro to wildfire?
Willsboro sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 540 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Willsboro at the 21st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Willsboro's buildings actually sit
68.7% of Willsboro's 540 buildings sit in USFS's Direct exposure zone, roughly 371 structures close enough to burnable vegetation for flame contact, not just embers — 31.3% fall in the Indirect, ember-only zone and 0% are Minimal.
How Willsboro compares
Willsboro's 46th-percentile standing inside New York outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Willsboro ranks 25,030 for wildfire risk (1 is highest) and 16,724 by building count (1 is largest). Within New York alone, it ranks 700 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 21st national percentile, Willsboro rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Willsboro
With 68.7% of Willsboro in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Willsboro's figures come from
Willsboro's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Willsboro's dominant direct exposure actually means, with real examples from across the dataset.