Willowick, OH
Willowick, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Willowick lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 8,175 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Willowick at the 23rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Willowick's buildings (99.6% of 8,175) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,175 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Willowick against the rest of the country
Within Ohio, Willowick ranks higher (52nd percentile) than it does nationally (21st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Willowick ranks 24,938 for wildfire risk (1 is highest) and 2,051 by building count (1 is largest). Within Ohio alone, it ranks 614 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 21st national percentile, Willowick rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Willowick's 99.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Willowick's 24,938-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Willowick, see the exposure-zones guide.