Willow Park, TX
Willow Park, TX's wildfire risk, in USFS's own numbers
Willow Park's 2,544 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Willow Park at the 86th percentile, close to its 86th-percentile risk score.
Willow Park's building exposure, zone by zone
61.6% of Willow Park's 2,544 buildings sit in USFS's Direct exposure zone, roughly 1,568 structures close enough to burnable vegetation for flame contact, not just embers — 38.3% fall in the Indirect, ember-only zone and 0.1% are Minimal.
Where Willow Park ranks
Willow Park scores 86th nationally and 75th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Willow Park ranks 4,521 for wildfire risk (1 is highest) and 6,218 by building count (1 is largest). Within Texas alone, it ranks 454 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Willow Park carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Willow Park (61.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Willow Park's figures come from
Every one of the two percentiles behind Willow Park's 4,521-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Willow Park's dominant direct exposure actually means, with real examples from across the dataset.