Willow, OK
How exposed is Willow to wildfire?
Out of every US place USFS scores, Willow lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 160 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Willow at the 75th percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
Most of Willow's buildings (59.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Willow ranks
Inside Oklahoma, Willow sits at just the 18th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Willow ranks 6,693 for wildfire risk (1 is highest) and 26,448 by building count (1 is largest). Within Oklahoma alone, it ranks 682 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Willow
At the 79th percentile nationally, Willow carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 59.4% of Willow's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Willow's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Willow, see the exposure-zones guide.