Williamsburg, KY
Williamsburg, KY's wildfire risk, in USFS's own numbers
USFS scores Williamsburg at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,016 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Williamsburg at the 91st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Williamsburg's building exposure, zone by zone
Most of Williamsburg's buildings (69.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Williamsburg compares
There's little gap between Williamsburg's 87th national percentile and its 87th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Williamsburg ranks 4,002 for wildfire risk (1 is highest) and 7,428 by building count (1 is largest). Within Kentucky alone, it ranks 72 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 87th percentile nationally, Williamsburg carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Williamsburg
Williamsburg's 69.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,016 counted buildings into the percentiles shown above for Williamsburg. For more on what indirect exposure implies beyond Williamsburg, see the exposure-zones guide.