Williamsburg, IA
How exposed is Williamsburg to wildfire?
Williamsburg sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,592 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Williamsburg at the 34th percentile, close to its 33rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 92.4% of Williamsburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Williamsburg ranks
Williamsburg's risk sits at a similar level relative to Iowa (48th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Williamsburg ranks 21,080 for wildfire risk (1 is highest) and 8,791 by building count (1 is largest). Within Iowa alone, it ranks 530 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Williamsburg and the insurance market
Williamsburg's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Williamsburg
Even with 92.4% of Williamsburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Williamsburg's 21,080-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Williamsburg, see the exposure-zones guide.