Williamsburg, FL
How exposed is Williamsburg to wildfire?
Williamsburg sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 3,534 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Williamsburg at the 87th percentile, close to its 87th-percentile risk score.
What "at risk" means for the buildings here
Most of Williamsburg's buildings (85.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Williamsburg ranks
Williamsburg ranks lower within Florida (72nd percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Williamsburg ranks 4,129 for wildfire risk (1 is highest) and 4,734 by building count (1 is largest). Within Florida alone, it ranks 278 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Williamsburg
Williamsburg's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 85.1% of Williamsburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,534 counted buildings into the percentiles shown above for Williamsburg. For more on what indirect exposure implies beyond Williamsburg, see the exposure-zones guide.