Williams, MN
Williams, MN's wildfire risk, in USFS's own numbers
USFS scores Williams at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 252 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Williams at the 69th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Williams: 57.9% of its 252 buildings, versus 42.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Williams ranks
Williams's 92nd-percentile standing inside Minnesota outpaces its 68th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Williams ranks 9,992 for wildfire risk (1 is highest) and 23,078 by building count (1 is largest). Within Minnesota alone, it ranks 73 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Williams and the insurance market
At the 68th percentile nationally, Williams carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Williams (57.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Williams's 9,992-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Williams, see the exposure-zones guide.