Williams, IN
How exposed is Williams to wildfire?
Williams sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 226 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Williams at the 21st percentile, close to its 19th-percentile risk score.
What "at risk" means for the buildings here
226 buildings are counted in Williams, and 88.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Williams against the rest of the country
Within Indiana, Williams ranks higher (78th percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Williams ranks 25,429 for wildfire risk (1 is highest) and 23,910 by building count (1 is largest). Within Indiana alone, it ranks 221 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Williams and the insurance market
Williams's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Williams
Williams's 88.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Williams's figures come from
The methodology guide shows exactly how USFS turned 226 counted buildings into the percentiles shown above for Williams. The exposure-zones guide covers what Williams's dominant direct exposure actually means, with real examples from across the dataset.