Willey, IA
Willey, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Willey at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 61 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Willey's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Willey's building exposure, zone by zone
57.4% of Willey's 61 buildings sit in USFS's Minimal exposure zone, with only 42.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Willey compares
Willey scores 22nd nationally and 36th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Willey ranks 24,454 for wildfire risk (1 is highest) and 30,618 by building count (1 is largest). Within Iowa alone, it ranks 657 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 22nd national percentile, Willey rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Willey's 57.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Willey's figures come from
The methodology guide shows exactly how USFS turned 61 counted buildings into the percentiles shown above for Willey. The exposure-zones guide covers what Willey's dominant minimal exposure actually means, with real examples from across the dataset.