Willapa, WA
How exposed is Willapa to wildfire?
Willapa's 167 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Willapa at the 27th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Willapa's buildings actually sit
Indirect exposure is dominant in Willapa (53.9% of 167 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.1% sit in the Direct zone.
How Willapa compares
Willapa's risk sits at a similar level relative to Washington (39th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Willapa ranks 24,000 for wildfire risk (1 is highest) and 26,156 by building count (1 is largest). Within Washington alone, it ranks 386 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Willapa's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Willapa's 53.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Willapa's 24,000-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Willapa, see the exposure-zones guide.