Wildwood, NJ
How exposed is Wildwood to wildfire?
USFS scores Wildwood at the 71st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 3,356 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wildwood at the 58th percentile, lower than its 71st-percentile risk score, because so much is actually built here.
Wildwood's building exposure, zone by zone
Only 0% of Wildwood's 3,356 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Wildwood ranks
Wildwood's risk sits at a similar level relative to New Jersey (80th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wildwood ranks 9,056 for wildfire risk (1 is highest) and 4,976 by building count (1 is largest). Within New Jersey alone, it ranks 140 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Wildwood's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Wildwood
Even with 100% of Wildwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wildwood's 9,056-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Wildwood, see the exposure-zones guide.