Wildwood Lake, TN
Wildwood Lake, TN's wildfire risk, in USFS's own numbers
Wildwood Lake sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,083 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wildwood Lake's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 87.4% of Wildwood Lake's buildings as Direct exposure, higher than its 12.6% Indirect share and far above its 0% Minimal share — a profile where 1,821 structures sit close enough to vegetation that lot clearing matters most.
How Wildwood Lake compares
Wildwood Lake's risk sits at a similar level relative to Tennessee (67th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wildwood Lake ranks 9,245 for wildfire risk (1 is highest) and 7,242 by building count (1 is largest). Within Tennessee alone, it ranks 167 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Wildwood Lake
At the 71st percentile nationally, Wildwood Lake carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Wildwood Lake (87.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Wildwood Lake's 9,245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Wildwood Lake, see the exposure-zones guide.