Wildwood Crest, NJ
Wildwood Crest, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wildwood Crest lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,292 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wildwood Crest at the 57th national percentile — 13 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
99.9% of Wildwood Crest's 3,292 buildings sit in USFS's Minimal exposure zone, with only 0.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Wildwood Crest ranks
Wildwood Crest's risk sits at a similar level relative to New Jersey (79th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wildwood Crest ranks 9,527 for wildfire risk (1 is highest) and 5,061 by building count (1 is largest). Within New Jersey alone, it ranks 146 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Wildwood Crest
At the 70th percentile nationally, Wildwood Crest carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 99.9% of buildings rated Minimal exposure, Wildwood Crest gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,292 counted buildings into the percentiles shown above for Wildwood Crest. For more on what minimal exposure implies beyond Wildwood Crest, see the exposure-zones guide.