Wildomar, CA
Wildomar, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wildomar at the 99th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 13,918 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wildomar at the 98th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
Most of Wildomar's buildings (68.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 13,918 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Wildomar ranks
There's little gap between Wildomar's 99th national percentile and its 88th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wildomar ranks 411 for wildfire risk (1 is highest) and 1,079 by building count (1 is largest). Within California alone, it ranks 201 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Wildomar and the insurance market
Wildomar sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Wildomar's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because 68.7% of Wildomar's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Wildomar's figures come from
Wildomar's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wildomar's dominant indirect exposure actually means, with real examples from across the dataset.