Wilder, ID
Wilder wildfire risk explained
Wilder sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 687 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wilder at the 34th percentile, close to its 36th-percentile risk score.
What "at risk" means for the buildings here
Most of Wilder's buildings (77.6% of 687) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Wilder against the rest of the country
Wilder ranks lower within Idaho (11th percentile statewide) than its 36th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wilder ranks 20,192 for wildfire risk (1 is highest) and 14,794 by building count (1 is largest). Within Idaho alone, it ranks 207 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Wilder's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Wilder
With 77.6% of buildings rated Minimal exposure, Wilder gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Wilder's figures come from
Wilder's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wilder's dominant minimal exposure actually means, with real examples from across the dataset.