Wilcox, NE
How exposed is Wilcox to wildfire?
Out of every US place USFS scores, Wilcox lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 306 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wilcox at the 3rd percentile, close to its 4th-percentile risk score.
Where Wilcox's buildings actually sit
Most of Wilcox's buildings (88.6% of 306) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Wilcox against the rest of the country
Wilcox's risk sits at a similar level relative to Nebraska (0th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wilcox ranks 30,386 for wildfire risk (1 is highest) and 21,477 by building count (1 is largest). Within Nebraska alone, it ranks 581 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Wilcox
At the 4th national percentile, Wilcox rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Wilcox's 88.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Wilcox's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wilcox, see the exposure-zones guide.