Wilburton, OK
Wilburton wildfire risk explained
Wilburton sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,666 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wilburton at the 99th percentile, close to its 97th-percentile risk score.
Where Wilburton's buildings actually sit
62.4% of Wilburton's 1,666 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 37.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Wilburton ranks
Wilburton's risk sits at a similar level relative to Oklahoma (94th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wilburton ranks 953 for wildfire risk (1 is highest) and 8,538 by building count (1 is largest). Within Oklahoma alone, it ranks 54 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Wilburton
Wilburton's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Wilburton
Wilburton's 62.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wilburton's figures come from
The methodology guide shows exactly how USFS turned 1,666 counted buildings into the percentiles shown above for Wilburton. The exposure-zones guide covers what Wilburton's dominant indirect exposure actually means, with real examples from across the dataset.