Wilburn, AR
Wilburn wildfire risk explained
USFS's Wildfire Risk to Communities model puts Wilburn at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wilburn's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
118 buildings are counted in Wilburn, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Wilburn compares
There's little gap between Wilburn's 81st national percentile and its 84th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wilburn ranks 6,012 for wildfire risk (1 is highest) and 28,231 by building count (1 is largest). Within Arkansas alone, it ranks 105 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Wilburn's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Wilburn
With 100% of Wilburn in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wilburn's figures come from
Wilburn's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wilburn's dominant direct exposure actually means, with real examples from across the dataset.