Wilbur, WA
How exposed is Wilbur to wildfire?
Out of every US place USFS scores, Wilbur lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 756 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilbur at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wilbur's buildings actually sit
Most of Wilbur's buildings (83.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Wilbur compares
Wilbur's risk sits at a similar level relative to Washington (86th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wilbur ranks 1,686 for wildfire risk (1 is highest) and 14,056 by building count (1 is largest). Within Washington alone, it ranks 86 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Wilbur carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Wilbur's 83.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wilbur's figures come from
Every one of the two percentiles behind Wilbur's 1,686-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wilbur's dominant indirect exposure actually means, with real examples from across the dataset.