Wilbur Park, MO
Wilbur Park, MO's wildfire risk, in USFS's own numbers
Wilbur Park sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 226 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wilbur Park at the 45th percentile, close to its 41st-percentile risk score.
Where Wilbur Park's buildings actually sit
Wilbur Park rates 100% Minimal exposure against just 0% Direct and 0% Indirect — of 226 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Wilbur Park compares
Wilbur Park's 41st national percentile looks worse in isolation than its 16th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Wilbur Park ranks 18,626 for wildfire risk (1 is highest) and 23,919 by building count (1 is largest). Within Missouri alone, it ranks 897 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 41st national percentile, Wilbur Park rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Wilbur Park's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Wilbur Park's figures come from
Every one of the two percentiles behind Wilbur Park's 18,626-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Wilbur Park's dominant minimal exposure actually means, with real examples from across the dataset.