Wilbraham, MA
Wilbraham, MA's wildfire risk, in USFS's own numbers
Wilbraham sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,755 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wilbraham at the 21st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Wilbraham's building exposure, zone by zone
Of Wilbraham's 1,755 counted buildings, 74.9% carry Direct exposure and only 1.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Wilbraham compares
Wilbraham scores 23rd nationally and 33rd within Massachusetts — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Wilbraham ranks 24,330 for wildfire risk (1 is highest) and 8,205 by building count (1 is largest). Within Massachusetts alone, it ranks 167 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Wilbraham and the insurance market
Wilbraham's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 74.9% of Wilbraham in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Wilbraham's figures come from
Wilbraham's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wilbraham's dominant direct exposure actually means, with real examples from across the dataset.