Wickliffe, OK
Wickliffe, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wickliffe at the 90th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 723 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Wickliffe at the 92nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Wickliffe's buildings actually sit
Of Wickliffe's 723 counted buildings, 98.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Wickliffe compares
Wickliffe ranks lower within Oklahoma (47th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Wickliffe ranks 3,253 for wildfire risk (1 is highest) and 14,415 by building count (1 is largest). Within Oklahoma alone, it ranks 449 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Wickliffe's 90th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Wickliffe's 98.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Wickliffe's figures come from
The methodology guide shows exactly how USFS turned 723 counted buildings into the percentiles shown above for Wickliffe. The exposure-zones guide covers what Wickliffe's dominant direct exposure actually means, with real examples from across the dataset.