Wichita Falls, TX
Wichita Falls, TX's wildfire risk, in USFS's own numbers
Wichita Falls sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 44,110 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wichita Falls's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Wichita Falls rates 70.7% Minimal exposure against just 8% Direct and 21.3% Indirect — of 44,110 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 44,110 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Wichita Falls compares
There's little gap between Wichita Falls's 94th national percentile and its 93rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Wichita Falls ranks 1,965 for wildfire risk (1 is highest) and 212 by building count (1 is largest). Within Texas alone, it ranks 126 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Wichita Falls carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Wichita Falls
With 70.7% of buildings rated Minimal exposure, Wichita Falls gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Wichita Falls's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wichita Falls, see the exposure-zones guide.