Whitney, NV
Whitney, NV's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Whitney at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 13,147 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Whitney at the 38th national percentile — 6 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Whitney's buildings actually sit
Most of Whitney's buildings (75.6% of 13,147) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,147 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Whitney compares
Inside Nevada, Whitney sits at just the 7th percentile even though it scores 32nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Whitney ranks 21,395 for wildfire risk (1 is highest) and 1,161 by building count (1 is largest). Within Nevada alone, it ranks 115 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Whitney
Whitney's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 75.6% of buildings rated Minimal exposure, Whitney gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Whitney's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Whitney, see the exposure-zones guide.