Whitfield (Santa Rosa), FL
How exposed is Whitfield (Santa Rosa) to wildfire?
Out of every US place USFS scores, Whitfield (Santa Rosa) lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 255 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whitfield (Santa Rosa) at the 84th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Whitfield (Santa Rosa): 91% of its 255 buildings, versus 9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Whitfield (Santa Rosa) against the rest of the country
Whitfield (Santa Rosa)'s 83rd national percentile looks worse in isolation than its 59th ranking inside Florida does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Whitfield (Santa Rosa) ranks 5,227 for wildfire risk (1 is highest) and 22,972 by building count (1 is largest). Within Florida alone, it ranks 393 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Whitfield (Santa Rosa)
Whitfield (Santa Rosa)'s 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Whitfield (Santa Rosa)
With 91% of Whitfield (Santa Rosa) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Whitfield (Santa Rosa)'s 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Whitfield (Santa Rosa), see the exposure-zones guide.