Whitfield, PA
Whitfield, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Whitfield lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,741 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Whitfield at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 10.9% of Whitfield's 1,741 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Whitfield against the rest of the country
Whitfield's risk sits at a similar level relative to Pennsylvania (18th percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Whitfield ranks 26,175 for wildfire risk (1 is highest) and 8,263 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,639 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Whitfield's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Whitfield
Even with 89.1% of Whitfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Whitfield's figures come from
The methodology guide shows exactly how USFS turned 1,741 counted buildings into the percentiles shown above for Whitfield. The exposure-zones guide covers what Whitfield's dominant minimal exposure actually means, with real examples from across the dataset.