Whiteville, TN
Whiteville wildfire risk explained
USFS scores Whiteville at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 728 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Whiteville's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
Whiteville's building exposure, zone by zone
Direct exposure dominates in Whiteville: 66.1% of its 728 buildings, versus 33.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Whiteville against the rest of the country
There's little gap between Whiteville's 56th national percentile and its 50th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Whiteville ranks 13,821 for wildfire risk (1 is highest) and 14,368 by building count (1 is largest). Within Tennessee alone, it ranks 254 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Whiteville and the insurance market
Whiteville's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.1% of Whiteville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 728 counted buildings into the percentiles shown above for Whiteville. For more on what direct exposure implies beyond Whiteville, see the exposure-zones guide.