Whitestown, IN
Whitestown, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Whitestown at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,437 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whitestown at the 8th percentile, close to its 9th-percentile risk score.
Where Whitestown's buildings actually sit
80.2% of Whitestown's 3,437 buildings sit in USFS's Minimal exposure zone, with only 19.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Whitestown against the rest of the country
Whitestown's 51st-percentile standing inside Indiana outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Whitestown ranks 28,803 for wildfire risk (1 is highest) and 4,859 by building count (1 is largest). Within Indiana alone, it ranks 471 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Whitestown and the insurance market
At the 9th national percentile, Whitestown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 80.2% of buildings rated Minimal exposure, Whitestown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,437 counted buildings into the percentiles shown above for Whitestown. For more on what minimal exposure implies beyond Whitestown, see the exposure-zones guide.