Whitesboro, TX
How exposed is Whitesboro to wildfire?
Whitesboro sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,178 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whitesboro at the 83rd percentile, close to its 83rd-percentile risk score.
Where Whitesboro's buildings actually sit
2,178 buildings are counted in Whitesboro, and 61.9% of them are Indirect exposure — ember-driven risk rather than the 37.3% in Direct exposure or the 0.8% rated Minimal.
How Whitesboro compares
There's little gap between Whitesboro's 83rd national percentile and its 69th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Whitesboro ranks 5,340 for wildfire risk (1 is highest) and 6,997 by building count (1 is largest). Within Texas alone, it ranks 554 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Whitesboro
Whitesboro's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 61.9% of Whitesboro's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Whitesboro's figures come from
Every one of the two percentiles behind Whitesboro's 5,340-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Whitesboro's dominant indirect exposure actually means, with real examples from across the dataset.