Whitesboro, OK
How exposed is Whitesboro to wildfire?
Whitesboro's 207 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Whitesboro's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Whitesboro: 90.3% of its 207 buildings, versus 9.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Whitesboro compares
Whitesboro scores 95th nationally and 81st within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Whitesboro ranks 1,455 for wildfire risk (1 is highest) and 24,617 by building count (1 is largest). Within Oklahoma alone, it ranks 157 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Whitesboro and the insurance market
At the 95th percentile nationally, Whitesboro carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Whitesboro
With 90.3% of Whitesboro in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Whitesboro's figures come from
Every one of the two percentiles behind Whitesboro's 1,455-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Whitesboro's dominant direct exposure actually means, with real examples from across the dataset.