Whitesboro, AL
Whitesboro wildfire risk explained
Out of every US place USFS scores, Whitesboro lands at the 80th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,765 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whitesboro at the 84th percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
98.9% of Whitesboro's 1,765 buildings sit in USFS's Direct exposure zone, roughly 1,746 structures close enough to burnable vegetation for flame contact, not just embers — 0.7% fall in the Indirect, ember-only zone and 0.3% are Minimal.
How Whitesboro compares
Whitesboro's risk sits at a similar level relative to Alabama (74th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Whitesboro ranks 6,355 for wildfire risk (1 is highest) and 8,177 by building count (1 is largest). Within Alabama alone, it ranks 154 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Whitesboro
Whitesboro's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Whitesboro (98.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Whitesboro's figures come from
Whitesboro's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Whitesboro's dominant direct exposure actually means, with real examples from across the dataset.