Whiteland, IN
Whiteland, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Whiteland lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,069 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whiteland at the 4th percentile, close to its 3rd-percentile risk score.
Whiteland's building exposure, zone by zone
Most of Whiteland's buildings (87.4% of 2,069) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Whiteland ranks
Compare Whiteland's two percentiles: 24th within Indiana, only 3rd nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Whiteland ranks 30,484 for wildfire risk (1 is highest) and 7,287 by building count (1 is largest). Within Indiana alone, it ranks 742 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Whiteland's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 87.4% of buildings rated Minimal exposure, Whiteland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Whiteland's figures come from
Whiteland's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Whiteland's dominant minimal exposure actually means, with real examples from across the dataset.