Whitehall, OH
Whitehall, OH's wildfire risk, in USFS's own numbers
USFS scores Whitehall at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,510 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Whitehall at the 9th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Whitehall's building exposure, zone by zone
Most of Whitehall's buildings (93.8% of 7,510) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 7,510 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Whitehall compares
Within Ohio, Whitehall ranks higher (28th percentile) than it does nationally (7th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Whitehall ranks 29,293 for wildfire risk (1 is highest) and 2,279 by building count (1 is largest). Within Ohio alone, it ranks 913 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Whitehall's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.8% of Whitehall outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Whitehall's figures come from
Whitehall's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Whitehall's dominant minimal exposure actually means, with real examples from across the dataset.