Whitecone, AZ
Whitecone, AZ's wildfire risk, in USFS's own numbers
USFS scores Whitecone at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 408 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Whitecone at the 30th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 77.7% of Whitecone's buildings as Direct exposure, higher than its 22.3% Indirect share and far above its 0% Minimal share — a profile where 317 structures sit close enough to vegetation that lot clearing matters most.
Whitecone against the rest of the country
Inside Arizona, Whitecone sits at just the 8th percentile even though it scores 29th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Whitecone ranks 22,239 for wildfire risk (1 is highest) and 19,063 by building count (1 is largest). Within Arizona alone, it ranks 406 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Whitecone's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Whitecone
Whitecone's 77.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Whitecone's 22,239-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Whitecone, see the exposure-zones guide.