Whiteash, IL
Whiteash, IL's wildfire risk, in USFS's own numbers
USFS scores Whiteash at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 220 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whiteash at the 45th percentile, close to its 43rd-percentile risk score.
Where Whiteash's buildings actually sit
83.6% of Whiteash's 220 buildings sit in USFS's Direct exposure zone, roughly 184 structures close enough to burnable vegetation for flame contact, not just embers — 10% fall in the Indirect, ember-only zone and 6.4% are Minimal.
Whiteash against the rest of the country
Within Illinois, Whiteash ranks higher (95th percentile) than it does nationally (43rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Whiteash ranks 18,050 for wildfire risk (1 is highest) and 24,118 by building count (1 is largest). Within Illinois alone, it ranks 79 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Whiteash and the insurance market
Whiteash's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Whiteash (83.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Whiteash's figures come from
The methodology guide shows exactly how USFS turned 220 counted buildings into the percentiles shown above for Whiteash. The exposure-zones guide covers what Whiteash's dominant direct exposure actually means, with real examples from across the dataset.