White Sulphur Springs, MT
How exposed is White Sulphur Springs to wildfire?
Out of every US place USFS scores, White Sulphur Springs lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 913 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White Sulphur Springs at the 54th percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
90.1% of White Sulphur Springs's 913 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How White Sulphur Springs compares
White Sulphur Springs ranks lower within Montana (15th percentile statewide) than its 53rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, White Sulphur Springs ranks 14,849 for wildfire risk (1 is highest) and 12,613 by building count (1 is largest). Within Montana alone, it ranks 402 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in White Sulphur Springs
White Sulphur Springs's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in White Sulphur Springs (90.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 913 counted buildings into the percentiles shown above for White Sulphur Springs. For more on what indirect exposure implies beyond White Sulphur Springs, see the exposure-zones guide.