White Plains, NY
White Plains, NY's wildfire risk, in USFS's own numbers
White Plains sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 11,246 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White Plains at the 31st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of White Plains's buildings (59.4% of 11,246) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,246 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How White Plains compares
Within New York, White Plains ranks higher (67th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, White Plains ranks 21,625 for wildfire risk (1 is highest) and 1,408 by building count (1 is largest). Within New York alone, it ranks 424 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
White Plains and the insurance market
At the 31st national percentile, White Plains rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 59.4% of White Plains outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind White Plains's 21,625-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond White Plains, see the exposure-zones guide.