White Plains, GA
How exposed is White Plains to wildfire?
Out of every US place USFS scores, White Plains lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 270 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White Plains at the 77th percentile, close to its 74th-percentile risk score.
What "at risk" means for the buildings here
96.7% of White Plains's 270 buildings sit in USFS's Direct exposure zone, roughly 261 structures close enough to burnable vegetation for flame contact, not just embers — 3.3% fall in the Indirect, ember-only zone and 0% are Minimal.
How White Plains compares
White Plains's risk sits at a similar level relative to Georgia (81st percentile statewide) as it does nationally (74th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, White Plains ranks 8,063 for wildfire risk (1 is highest) and 22,498 by building count (1 is largest). Within Georgia alone, it ranks 131 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 74th percentile nationally, White Plains carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 96.7% of White Plains in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where White Plains's figures come from
The methodology guide shows exactly how USFS turned 270 counted buildings into the percentiles shown above for White Plains. The exposure-zones guide covers what White Plains's dominant direct exposure actually means, with real examples from across the dataset.