White Oak, OH
White Oak, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, White Oak lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 7,555 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White Oak at the 14th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
White Oak's building exposure, zone by zone
Only 34.7% of White Oak's 7,555 buildings carry Direct exposure and 3.2% carry Indirect; the remaining 62.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 7,555 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How White Oak compares
Compare White Oak's two percentiles: 39th within Ohio, only 13th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, White Oak ranks 27,432 for wildfire risk (1 is highest) and 2,265 by building count (1 is largest). Within Ohio alone, it ranks 776 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
White Oak and the insurance market
White Oak's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in White Oak
White Oak's 62.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where White Oak's figures come from
The methodology guide shows exactly how USFS turned 7,555 counted buildings into the percentiles shown above for White Oak. The exposure-zones guide covers what White Oak's dominant minimal exposure actually means, with real examples from across the dataset.