White Marsh, MD
White Marsh, MD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, White Marsh lands at the 20th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,850 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White Marsh at the 21st percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
60.5% of White Marsh's 2,850 buildings sit in USFS's Minimal exposure zone, with only 34% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where White Marsh ranks
White Marsh's risk sits at a similar level relative to Maryland (26th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, White Marsh ranks 25,120 for wildfire risk (1 is highest) and 5,665 by building count (1 is largest). Within Maryland alone, it ranks 393 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
White Marsh and the insurance market
White Marsh's moderate rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
White Marsh's 60.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
White Marsh's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond White Marsh, see the exposure-zones guide.