White House, TN
How exposed is White House to wildfire?
USFS's Wildfire Risk to Communities model puts White House at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 5,310 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, White House's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Where White House's buildings actually sit
Direct exposure dominates in White House: 64.8% of its 5,310 buildings, versus 32.2% Indirect and 3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,310 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
White House against the rest of the country
White House scores 28th nationally and 14th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, White House ranks 22,801 for wildfire risk (1 is highest) and 3,252 by building count (1 is largest). Within Tennessee alone, it ranks 434 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
White House's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 64.8% of White House in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where White House's figures come from
White House's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what White House's dominant direct exposure actually means, with real examples from across the dataset.