White Haven, PA
How exposed is White Haven to wildfire?
White Haven sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 535 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White Haven at the 63rd percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in White Haven (67.5% of 535 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 32.5% sit in the Direct zone.
White Haven against the rest of the country
White Haven's 98th-percentile standing inside Pennsylvania outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, White Haven ranks 11,829 for wildfire risk (1 is highest) and 16,802 by building count (1 is largest). Within Pennsylvania alone, it ranks 41 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 63rd percentile nationally, White Haven carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 67.5% of White Haven's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind White Haven's 11,829-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond White Haven, see the exposure-zones guide.